Prices of commercial insurance in the world fall by 5% in the third quarter

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Briefings

Global commercial insurance premiums fell 5% in the third quarter of 2026, driven by strong capital availability and reduced claims from US hurricanes. The decline was most pronounced in India, the Middle East, and Africa (14%), followed by the Pacific (12%) and Latin America (9%). In contrast, US commercial insurance premiums rose 6% due to stricter risk assessment requirements, while liability insurance increased 1% worldwide. Marsh Portugal's Luís Rodrigues de Sousa noted that economic uncertainty led some organizations to retain premium savings rather than invest in additional coverage.

Key points

Global commercial insurance premiums fell 5% in the third quarter of 2026, supported by a nine-year trend of price reductions sustained by high capital availability and reduced claims from US hurricanes.

The decline was most severe in the Middle East, Africa, and India (14%), while US commercial insurance premiums rose 6% due to stricter risk assessment requirements.

Context

The Global Insurance Market Index from Marsh shows a nine-year trend of declining premiums supported by strong capital availability and reduced claims from US hurricanes. This finding matters as it highlights how regional risk factors and capital markets directly influence commercial insurance pricing.

Limitations

Data covers only the third quarter of 2026; specific regional breakdowns are limited to the three regions with the highest price reductions. Uncertainty exists regarding the long-term sustainability of the 5% decline trend and the exact impact of geopolitical instability on future pricing stability.

Generated by Bittrees-hosted qwen35-2b sha256:aaf42c8b7c3c on 22/10/2026, 18:23:57 UTC. Based on publisher-provided feed evidence; may not cover the full original article. Check the source for details.

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