Portugal

Ageing and increasing costs challenge sustainability of health insurance

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Based on a feed excerpt; full article content has not been acquired. Source evidence retrieved 15/11/2026, 15:11:25 UTC.

Briefings

A 7th edition ECOseguros conference featured a panel on health insurance sustainability, where CEOs of AdvanceCare, Planicare, and MDS Portugal discussed how aging populations and non-transmissible diseases are challenging the sector. Key figures highlighted structural economic and demographic issues, noting that while private sector activity is growing, only 15% of public health spending comes from insurers. The panel emphasized the need for active health management, prevention over acute treatment, and increased public-private collaboration to address financial instability.

Key points

• The 7th edition ECOseguros conference featured a panel on health insurance sustainability, where CEOs of AdvanceCare, Planicare, and MDS Portugal discussed how aging populations and non-transmissible diseases are challenging the sector.
• Only 15% of public health spending comes from insurers, while the private sector activity is growing despite structural economic and demographic challenges.

Context

The findings come from a panel discussion at the 7th edition ECOseguros conference, where industry leaders debated the sustainability of health insurance markets in the face of demographic shifts and rising non-transmissible health conditions.

Limitations

The evidence is limited to a single conference panel from November 2026, with no longitudinal data or broader market analysis provided.

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