Portugal

Euribor fees go up on all deadlines

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Based on a feed excerpt; full article content has not been acquired. Source evidence retrieved 19/10/2026, 12:56:24 UTC.

Briefings

European Central Bank raised benchmark rates by 25 basis points in September 2026, causing Euribor to rise across all maturities. The 6-month rate increased to 2.994% from 2.970%, while the 12-month rate rose to 3.233% from 3.215%. These changes reflect the central bank's policy shift after a seven-month period of rate cuts since June 2024.

Key points

• The European Central Bank raised benchmark rates by 25 basis points in September 2026, causing Euribor to rise across all maturities.
• The 6-month Euribor rate increased to 2.994% from 2.970%, while the 12-month rate rose to 3.233% from 3.215%.

Context

Euribor rates are determined by the average interest rates at which 21 Eurozone banks lend to each other in the interbank market. The 6-month rate was previously the most used variable credit rate for housing loans in Portugal.

Limitations

Data covers only the period from June 2024 to October 2026. The 6-month rate represented 40.3% of the housing loan stock, while 12-month and 3-month rates accounted for 31.03% and 24.27% respectively. Future rate paths remain uncertain.

Generated by Bittrees-hosted qwen35-2b sha256:aaf42c8b7c3c on 19/10/2026, 12:57:44 UTC. Based on publisher-provided feed evidence; may not cover the full original article. Check the source for details.

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